Accidents Involving Uninsured/Underinsured Motorist Insurance Claims

Every driver must have insurance to drive a vehicle in Wisconsin. While most understand their rights and obligations, some motorists do not have valid insurance policies when they get behind the wheel. Others may have very minimal coverage that would not be adequate to compensate you for your losses in an accident.

Any car accident can end up being a complex legal process, but additional issues arise when the at-fault driver is uninsured or has minimal accident coverage. At David K. Sparr & Associates, S.C., we represent many individuals who have been involved in accidents involving underinsured or uninsured drivers.

Our firm offers two convenient offices in Oshkosh and Madison to serve the needs of clients injured by uninsured/underinsured drivers.

What Insurance Is Required By The State

The laws regarding the amount of insurance coverage a driver must obtain have changed significantly over the years. The Wisconsin Legislature has modified its laws, lowering the amount of coverage that drivers must carry.

Unfortunately, because the required amount of coverage is so low, many drivers simply obtain insurance policies that barely cover these requirements. These drivers are often the ones involved in accidents. This means that if you are injured by one of these motorists, you could face serious challenges obtaining the compensation you need to deal with the expenses you have suffered after the accident.

Seeking Compensation Following An Accident

There are things we can do to help you with your case. Our law firm will help you explore your options for seeking compensation for medical coverage, lost wages, pain and suffering, and other damages. This may include exploring your own underinsured/uninsured driver coverage if the at-fault driver does not have sufficient insurance to compensate you for your losses.

How We Can Help You

Before engaging in any settlement discussions with an insurance company, we invite you to meet with our lawyers to determine the best approach for your case. Call our Oshkosh office at 920-236-3838, our Madison office at 608-665-1896, or send us an email to find a time that works for you.